FAQ
Payment gateways & platforms
6 questions and answers on payment gateways & platforms.
Payment gateways & platforms (6)
Are Paddle or Lemon Squeezy better than Stripe for a UK company?
Stripe is a payment gateway that you control on your website. Paddle and Lemon Squeezy are closer to a Merchant of Record: they handle taxes and invoicing across multiple markets in exchange for higher fees — suitable for digital SaaS.
The choice depends on your model: a store/custom services → Stripe usually; global subscription software → a MoR may suit you. Many Arabs start with Stripe UK via an Ltd and then evaluate Paddle later.
Should I link Upwork or Fiverr to a UK Ltd?
You can operate as a business entity on freelance platforms where they support it, and receive payments into the company account via the methods the platform allows (sometimes Payoneer or transfers). Some clients prefer invoicing off the platform via Stripe after building the relationship.
Comply with each platform's terms. A UK Ltd increases your credibility when moving to direct clients with formal invoices.
Does a UK company make it easier to pay for Google and Meta ads?
Usually yes: a card or account tied to a UK entity and an appropriate currency reduces billing rejections compared with some restricted countries. Success also depends on the advertising policy, your location, and the payment method.
The company alone does not guarantee acceptance of the ad account if you breach the policies. Link billing to the company account and keep documentation of your activity.
Is a UK Ltd suitable for dropshipping?
Yes, many dropshipping traders use it to access Shopify Payments, Stripe and PayPal with British credibility. Note: describe your activity honestly to the bank and Stripe, comply with VAT if you sell within the UK, and choose reliable suppliers to avoid chargebacks.
A privacy package with a London address is common for this model. Eteform forms the entity; running the store and sourcing is your responsibility.
Can I form a UK company for a crypto or high-risk activity?
Formation at Companies House may go through for a lawful activity, but banks, Stripe and PayPal reject or heavily restrict many crypto, high-risk transfer, adult and gambling activities. Do not assume that an Ltd guarantees a payment gateway. Disclose your real activity when opening the account.
If your activity is sensitive, consult us before paying so we can review whether the service is possible — without any promise of bank approval.
Does Stripe require a website for a UK company?
In practice yes in most cases: Stripe reviews for a clear presence of the product or service (a website or store) with basic policies and an activity description consistent with the company documents. A UK bank account (Wise is usually enough) and details matching Companies House are essential.
Prepare a simple website before or during the application. Using a VPN or inconsistent details increases the likelihood of suspension.