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US Bank Account for Non-Residents — After Forming Your US LLC

Guidance on opening a US business bank account for your LLC or Corp as a non-resident — the practical options (Mercury, Relay, Wise Business USD) that don't require a US visit, and what actually gets you approved.

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UK company service: us bank account intl — Eteform
US company bank account for non-residentsUK company service: us bank account intl — Eteform

How remote UK company formation works in practice

A UK Private Limited Company (Ltd) is a separate legal entity registered at Companies House. Non-resident founders can form one remotely through structured identity verification support. Eteform handles the filing and checks in 24–48 working hours. Six service packages start from $299; the $135 Companies House fee is shown separately.

After incorporation you receive a CRN and digital documents. Many founders then open Wise Business or Revolut Business, set a London registered office if needed, and prepare for Stripe, Shopify or Amazon using matching company details. Annual duties typically include the Confirmation Statement (CS01), accounts, and Corporation Tax registration with HMRC when trading starts. Dormant companies still have lighter filing duties — they are not a full exemption from Companies House.

UK company formation does not grant UK residency or a visa. Eteform guarantees legal, complete execution of every request, and bank or payment-gateway approval when all requirements are fully met — with a correctly filed, transparent entity and Arabic support from order to certificate. Compare packages, read the formation guide, or start your order with clear USD pricing.

See also UK company formation, 2026 cost breakdown, and the full guide.

What these platforms typically require

  • A formed US LLC or Corp with your Certificate of Formation/Articles
  • Your EIN confirmation letter (CP 575) — see our EIN filing service if you don't have one yet
  • Government-issued ID for the responsible party/owner
  • A description of your business activity

Approval guaranteed when all requirements are fully met

We prepare a complete, compliant application file for these platforms. When all requirements are fully met, we guarantee approval and process success — including follow-up on any extra documentation requests.

Timing — when to apply

Apply once your EIN is issued, not before — most of these platforms require it as part of the application, and applying without one usually just means resubmitting later.

FAQ about this service

Do I need to visit the US to open Mercury or Relay?

No — both are designed for fully remote applications, which is why they're the common choice for non-resident LLC owners.

Is Wise Business the same as a real US bank account?

Not exactly — Wise provides USD account details you can receive payments to and pay from, but it isn't a chartered US bank account in the traditional sense. Many founders use it alongside or instead of Mercury/Relay depending on their needs.

Is this guidance included with the US LLC Full Package?

Yes — banking guidance is included as part of forming your US LLC with us, the same way UK bank referral guidance is included with UK formation.

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